Call reports 2021
BANK OF GRAIN VALLEY, THE — 2021
What BANK OF GRAIN VALLEY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 105,863,000 | 107,987,000 | 109,240,000 | 114,409,000 |
| Total loans | 64,925,000 | 66,246,000 | 71,289,000 | 71,392,000 |
| Allowance for loan losses | 984,000 | 984,000 | 1,009,000 | 1,034,000 |
| Securities available for sale | 11,009,000 | 8,984,000 | 7,974,000 | 9,875,000 |
| Securities held to maturity | 4,205,000 | 4,194,000 | 4,184,000 | 4,173,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,372,000 | 86,474,000 | 87,486,000 | 92,992,000 |
| Interest-bearing deposits | 55,901,000 | 55,755,000 | 58,411,000 | 62,937,000 |
| Noninterest-bearing deposits | 28,471,000 | 30,719,000 | 29,075,000 | 30,055,000 |
| Equity capital | 21,420,000 | 21,397,000 | 21,592,000 | 21,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,221,000 | 2,206,000 | 3,190,000 | 4,160,000 |
| Interest expense | 45,000 | 90,000 | 138,000 | 189,000 |
| Net interest income | 1,176,000 | 2,116,000 | 3,052,000 | 3,971,000 |
| Noninterest income | 22,000 | 57,000 | 84,000 | 119,000 |
| Noninterest expense | 511,000 | 1,066,000 | 1,587,000 | 2,131,000 |
| Provision for loan losses | 50,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 637,000 | 1,057,000 | 1,474,000 | 1,859,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 9,000 |
| Net income | 634,000 | 1,052,000 | 1,466,000 | 1,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,410,000 | 21,397,000 | 21,618,000 | 21,482,000 |