Call reports 2020
BANK OF GRAIN VALLEY, THE — 2020
What BANK OF GRAIN VALLEY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 91,058,000 | 104,915,000 | 103,441,000 | 100,991,000 |
| Total loans | 56,744,000 | 59,294,000 | 54,131,000 | 54,592,000 |
| Allowance for loan losses | 931,000 | 934,000 | 934,000 | 934,000 |
| Securities available for sale | 10,152,000 | 10,153,000 | 10,121,000 | 10,096,000 |
| Securities held to maturity | 2,295,000 | 2,294,000 | 2,293,000 | 5,466,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,205,000 | 83,843,000 | 82,262,000 | 80,057,000 |
| Interest-bearing deposits | 48,256,000 | 51,900,000 | 53,177,000 | 53,362,000 |
| Noninterest-bearing deposits | 21,949,000 | 31,943,000 | 29,085,000 | 26,695,000 |
| Equity capital | 20,777,000 | 20,942,000 | 21,016,000 | 20,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 943,000 | 2,002,000 | 2,855,000 | 3,691,000 |
| Interest expense | 56,000 | 104,000 | 154,000 | 200,000 |
| Net interest income | 887,000 | 1,898,000 | 2,701,000 | 3,491,000 |
| Noninterest income | 36,000 | 56,000 | 79,000 | 113,000 |
| Noninterest expense | 532,000 | 1,084,000 | 1,591,000 | 2,088,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 391,000 | 870,000 | 1,189,000 | 1,516,000 |
| Income tax | 1,000 | 4,000 | 7,000 | 10,000 |
| Net income | 390,000 | 866,000 | 1,182,000 | 1,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,623,000 | 20,787,000 | 20,894,000 | 20,776,000 |
| Total capital | 21,291,000 | — | — | — |
| Risk-weighted assets | 53,222,000 | — | — | — |