Call reports 2019
BANK OF GRAIN VALLEY, THE — 2019
What BANK OF GRAIN VALLEY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 91,052,000 | 92,386,000 | 93,831,000 | 95,506,000 |
| Total loans | 57,275,000 | 56,188,000 | 53,801,000 | 56,516,000 |
| Allowance for loan losses | 929,000 | 934,000 | 934,000 | 934,000 |
| Securities available for sale | 10,913,000 | 9,013,000 | 11,023,000 | 11,031,000 |
| Securities held to maturity | 3,096,000 | 2,945,000 | 3,048,000 | 3,046,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,732,000 | 71,935,000 | 73,114,000 | 74,999,000 |
| Interest-bearing deposits | 48,218,000 | 48,096,000 | 49,215,000 | 52,672,000 |
| Noninterest-bearing deposits | 22,514,000 | 23,839,000 | 23,899,000 | 22,327,000 |
| Equity capital | 20,251,000 | 20,339,000 | 20,569,000 | 20,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,011,000 | 2,005,000 | 2,979,000 | 3,966,000 |
| Interest expense | 53,000 | 107,000 | 161,000 | 218,000 |
| Net interest income | 958,000 | 1,898,000 | 2,818,000 | 3,748,000 |
| Noninterest income | 21,000 | 36,000 | 65,000 | 73,000 |
| Noninterest expense | 532,000 | 1,072,000 | 1,587,000 | 2,153,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 432,000 | 842,000 | 1,276,000 | 1,648,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 9,000 |
| Net income | 429,000 | 836,000 | 1,267,000 | 1,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,335,000 | 20,323,000 | 20,544,000 | 20,419,000 |
| Total capital | 21,049,000 | 20,994,000 | 21,202,000 | 21,089,000 |
| Risk-weighted assets | 56,952,000 | 53,412,000 | 52,390,000 | 53,277,000 |