Call reports 2016
BANK OF GRAIN VALLEY, THE — 2016
What BANK OF GRAIN VALLEY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 86,212,000 | 88,082,000 | 87,581,000 | 90,088,000 |
| Total loans | 46,873,000 | 46,326,000 | 45,686,000 | 47,819,000 |
| Allowance for loan losses | 931,000 | 914,000 | 914,000 | 914,000 |
| Securities available for sale | 14,804,000 | 15,880,000 | 15,832,000 | 16,630,000 |
| Securities held to maturity | 5,397,000 | 5,675,000 | 5,668,000 | 5,726,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,361,000 | 69,164,000 | 68,550,000 | 71,329,000 |
| Interest-bearing deposits | 47,603,000 | 47,171,000 | 46,866,000 | 49,666,000 |
| Noninterest-bearing deposits | 19,758,000 | 21,993,000 | 21,684,000 | 21,663,000 |
| Equity capital | 18,782,000 | 18,821,000 | 18,914,000 | 18,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 749,000 | 1,512,000 | 2,276,000 | 3,043,000 |
| Interest expense | 36,000 | 69,000 | 101,000 | 134,000 |
| Net interest income | 713,000 | 1,443,000 | 2,175,000 | 2,909,000 |
| Noninterest income | 33,000 | 64,000 | 101,000 | 121,000 |
| Noninterest expense | 452,000 | 912,000 | 1,376,000 | 1,843,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 295,000 | 596,000 | 901,000 | 1,188,000 |
| Income tax | 3,000 | 6,000 | 6,000 | 6,000 |
| Net income | 292,000 | 590,000 | 895,000 | 1,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,748,000 | 18,756,000 | 18,914,000 | 18,890,000 |
| Total capital | 19,360,000 | 19,372,000 | 19,529,000 | 19,532,000 |
| Risk-weighted assets | 48,692,000 | 49,027,000 | 48,903,000 | 51,150,000 |