Call reports 2015
BANK OF GRAIN VALLEY, THE — 2015
What BANK OF GRAIN VALLEY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 84,808,000 | 84,194,000 | 82,943,000 | 87,697,000 |
| Total loans | 48,724,000 | 47,539,000 | 48,653,000 | 46,125,000 |
| Allowance for loan losses | 871,000 | 901,000 | 931,000 | 931,000 |
| Securities available for sale | 18,089,000 | 17,030,000 | 15,910,000 | 14,794,000 |
| Securities held to maturity | 5,518,000 | 5,314,000 | 5,211,000 | 6,009,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,528,000 | 65,938,000 | 64,420,000 | 69,246,000 |
| Interest-bearing deposits | 47,777,000 | 45,970,000 | 45,066,000 | 48,950,000 |
| Noninterest-bearing deposits | 18,751,000 | 19,968,000 | 19,354,000 | 20,296,000 |
| Equity capital | 18,208,000 | 18,165,000 | 18,408,000 | 18,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 795,000 | 1,582,000 | 2,364,000 | 3,148,000 |
| Interest expense | 35,000 | 69,000 | 103,000 | 138,000 |
| Net interest income | 760,000 | 1,513,000 | 2,261,000 | 3,010,000 |
| Noninterest income | 35,000 | 75,000 | 112,000 | 148,000 |
| Noninterest expense | 467,000 | 919,000 | 1,354,000 | 1,786,000 |
| Provision for loan losses | 15,000 | 45,000 | 75,000 | 75,000 |
| Pretax income | 313,000 | 624,000 | 944,000 | 1,297,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 310,000 | 618,000 | 935,000 | 1,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,266,000 | 18,259,000 | 18,397,000 | 18,186,000 |
| Total capital | 18,923,000 | 18,897,000 | 19,036,000 | 18,810,000 |
| Risk-weighted assets | 52,346,000 | 50,904,000 | 50,797,000 | 49,582,000 |