Call reports 2014
BANK OF GRAIN VALLEY, THE — 2014
What BANK OF GRAIN VALLEY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 83,930,000 | 81,933,000 | 82,604,000 | 82,884,000 |
| Total loans | 39,867,000 | 40,035,000 | 42,244,000 | 46,285,000 |
| Allowance for loan losses | 856,000 | 856,000 | 856,000 | 856,000 |
| Securities available for sale | 22,879,000 | 23,963,000 | 19,870,000 | 17,910,000 |
| Securities held to maturity | 6,500,000 | 6,493,000 | 6,485,000 | 6,589,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,245,000 | 64,340,000 | 64,904,000 | 65,085,000 |
| Interest-bearing deposits | 48,585,000 | 46,114,000 | 46,115,000 | 46,812,000 |
| Noninterest-bearing deposits | 17,660,000 | 18,226,000 | 18,789,000 | 18,273,000 |
| Equity capital | 17,615,000 | 17,497,000 | 17,585,000 | 17,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 725,000 | 1,459,000 | 2,215,000 | 2,993,000 |
| Interest expense | 36,000 | 72,000 | 107,000 | 142,000 |
| Net interest income | 689,000 | 1,387,000 | 2,108,000 | 2,851,000 |
| Noninterest income | 38,000 | 69,000 | 98,000 | 134,000 |
| Noninterest expense | 451,000 | 918,000 | 1,352,000 | 1,797,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 276,000 | 538,000 | 854,000 | 1,188,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 275,000 | 537,000 | 853,000 | 1,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,889,000 | 17,674,000 | 17,841,000 | 17,956,000 |
| Total capital | 18,458,000 | 18,252,000 | 18,435,000 | 18,596,000 |
| Risk-weighted assets | 45,201,000 | 45,965,000 | 47,278,000 | 51,047,000 |