Call reports 2013
BANK OF GRAIN VALLEY, THE — 2013
What BANK OF GRAIN VALLEY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 84,395,000 | 86,223,000 | 86,550,000 | 85,841,000 |
| Total loans | 38,204,000 | 38,992,000 | 41,360,000 | 41,992,000 |
| Allowance for loan losses | 789,000 | 794,000 | 859,000 | 855,000 |
| Securities available for sale | 19,362,000 | 19,892,000 | 22,881,000 | 23,807,000 |
| Securities held to maturity | 7,684,000 | 7,663,000 | 7,541,000 | 7,280,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,812,000 | 69,116,000 | 69,230,000 | 68,536,000 |
| Interest-bearing deposits | 48,136,000 | 49,638,000 | 48,787,000 | 50,516,000 |
| Noninterest-bearing deposits | 18,676,000 | 19,478,000 | 20,443,000 | 18,020,000 |
| Equity capital | 17,488,000 | 17,000,000 | 17,202,000 | 17,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 711,000 | 1,408,000 | 2,174,000 | 2,920,000 |
| Interest expense | 48,000 | 92,000 | 130,000 | 168,000 |
| Net interest income | 663,000 | 1,316,000 | 2,044,000 | 2,752,000 |
| Noninterest income | 113,000 | 145,000 | 178,000 | 204,000 |
| Noninterest expense | 454,000 | 882,000 | 1,300,000 | 1,735,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 322,000 | 579,000 | 922,000 | 1,221,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 321,000 | 578,000 | 921,000 | 1,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,356,000 | 17,312,000 | 17,505,000 | 17,615,000 |
| Total capital | 17,904,000 | 17,870,000 | 18,101,000 | 18,217,000 |
| Risk-weighted assets | 43,445,000 | 44,387,000 | 47,448,000 | 47,867,000 |