Call reports 2012
BANK OF GRAIN VALLEY, THE — 2012
What BANK OF GRAIN VALLEY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 88,261,000 | 85,554,000 | 85,728,000 | 87,635,000 |
| Total loans | 40,579,000 | 39,425,000 | 39,838,000 | 39,084,000 |
| Allowance for loan losses | 885,000 | 844,000 | 844,000 | 845,000 |
| Securities available for sale | 19,796,000 | 18,762,000 | 17,690,000 | 17,446,000 |
| Securities held to maturity | 8,027,000 | 7,847,000 | 8,188,000 | 8,288,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,209,000 | 68,488,000 | 68,473,000 | 70,339,000 |
| Interest-bearing deposits | 51,421,000 | 49,335,000 | 48,770,000 | 50,087,000 |
| Noninterest-bearing deposits | 19,788,000 | 19,153,000 | 19,703,000 | 20,252,000 |
| Equity capital | 16,924,000 | 16,943,000 | 17,117,000 | 17,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 813,000 | 1,600,000 | 2,369,000 | 3,140,000 |
| Interest expense | 69,000 | 130,000 | 186,000 | 241,000 |
| Net interest income | 744,000 | 1,470,000 | 2,183,000 | 2,899,000 |
| Noninterest income | 45,000 | 89,000 | 134,000 | 172,000 |
| Noninterest expense | 460,000 | 914,000 | 1,349,000 | 1,781,000 |
| Provision for loan losses | 60,000 | 80,000 | 80,000 | 80,000 |
| Pretax income | 269,000 | 565,000 | 888,000 | 1,210,000 |
| Income tax | 5,000 | 10,000 | 14,000 | 19,000 |
| Net income | 264,000 | 555,000 | 874,000 | 1,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,709,000 | 16,700,000 | 16,868,000 | 17,035,000 |
| Total capital | 17,285,000 | 17,262,000 | 17,431,000 | 17,597,000 |
| Risk-weighted assets | 45,742,000 | 44,661,000 | 44,720,000 | 44,686,000 |