Call reports 2011
BANK OF GRAIN VALLEY, THE — 2011
What BANK OF GRAIN VALLEY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 83,532,000 | 82,907,000 | 83,655,000 | 84,225,000 |
| Total loans | 41,253,000 | 39,484,000 | 39,493,000 | 39,959,000 |
| Allowance for loan losses | 781,000 | 782,000 | 782,000 | 832,000 |
| Securities available for sale | 24,921,000 | 22,108,000 | 19,052,000 | 17,913,000 |
| Securities held to maturity | 7,791,000 | 7,657,000 | 7,938,000 | 9,467,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,172,000 | 66,301,000 | 66,795,000 | 67,386,000 |
| Interest-bearing deposits | 50,177,000 | 48,199,000 | 47,614,000 | 47,486,000 |
| Noninterest-bearing deposits | 16,996,000 | 18,102,000 | 19,181,000 | 19,900,000 |
| Equity capital | 16,175,000 | 16,444,000 | 16,674,000 | 16,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 914,000 | 1,803,000 | 2,663,000 | 3,513,000 |
| Interest expense | 109,000 | 210,000 | 294,000 | 371,000 |
| Net interest income | 805,000 | 1,593,000 | 2,369,000 | 3,142,000 |
| Noninterest income | 45,000 | 82,000 | 118,000 | 140,000 |
| Noninterest expense | 464,000 | 912,000 | 1,340,000 | 1,780,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 386,000 | 763,000 | 1,147,000 | 1,452,000 |
| Income tax | 8,000 | 17,000 | 26,000 | 35,000 |
| Net income | 378,000 | 746,000 | 1,121,000 | 1,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,085,000 | 16,114,000 | 16,320,000 | 16,445,000 |
| Total capital | 16,707,000 | 16,718,000 | 16,930,000 | 17,050,000 |
| Risk-weighted assets | 49,624,000 | 48,103,000 | 48,639,000 | 48,770,000 |