Call reports 2010
BANK OF GRAIN VALLEY, THE — 2010
What BANK OF GRAIN VALLEY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 85,953,000 | 85,302,000 | 83,416,000 | 82,653,000 |
| Total loans | 41,403,000 | 41,377,000 | 40,008,000 | 41,188,000 |
| Allowance for loan losses | 865,000 | 876,000 | 876,000 | 781,000 |
| Securities available for sale | 28,157,000 | 27,273,000 | 25,694,000 | 26,099,000 |
| Securities held to maturity | 5,515,000 | 6,211,000 | 6,314,000 | 7,947,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,543,000 | 68,660,000 | 66,995,000 | 66,661,000 |
| Interest-bearing deposits | 54,217,000 | 51,887,000 | 50,309,000 | 49,254,000 |
| Noninterest-bearing deposits | 15,326,000 | 16,773,000 | 16,686,000 | 17,407,000 |
| Equity capital | 16,121,000 | 16,424,000 | 16,169,000 | 15,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 965,000 | 1,920,000 | 2,873,000 | 3,792,000 |
| Interest expense | 172,000 | 326,000 | 458,000 | 577,000 |
| Net interest income | 793,000 | 1,594,000 | 2,415,000 | 3,215,000 |
| Noninterest income | 43,000 | 92,000 | 138,000 | 179,000 |
| Noninterest expense | 464,000 | 897,000 | 1,326,000 | 1,783,000 |
| Provision for loan losses | 30,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 342,000 | 749,000 | 1,187,000 | 1,571,000 |
| Income tax | 11,000 | 23,000 | 35,000 | 47,000 |
| Net income | 331,000 | 726,000 | 1,152,000 | 1,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,747,000 | 15,841,000 | 15,576,000 | 15,708,000 |
| Total capital | 16,416,000 | 16,483,000 | 16,200,000 | 16,336,000 |
| Risk-weighted assets | 53,313,000 | 51,095,000 | 49,642,000 | 50,065,000 |