Call reports 2026
HOMEWOOD FEDERAL SAVINGS BANK — 2026
What HOMEWOOD FEDERAL SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 65,563,000 | 67,306,000 |
| Total loans | 55,223,000 | 56,068,000 |
| Allowance for loan losses | 495,000 | 500,000 |
| Securities available for sale | 165,000 | 159,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 48,299,000 | 49,969,000 |
| Interest-bearing deposits | 47,294,000 | 48,757,000 |
| Noninterest-bearing deposits | 1,005,000 | 1,212,000 |
| Equity capital | 17,181,000 | 17,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 926,000 | 1,895,000 |
| Interest expense | 401,000 | 797,000 |
| Net interest income | 525,000 | 1,098,000 |
| Noninterest income | 3,000 | 8,000 |
| Noninterest expense | 397,000 | 810,000 |
| Provision for loan losses | 30,000 | 35,000 |
| Pretax income | 17,000 | 167,000 |
| Income tax | 5,000 | 46,000 |
| Net income | 12,000 | 121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 17,185,000 | 17,294,000 |
| Total capital | 17,681,000 | 17,794,000 |
| Risk-weighted assets | 44,845,000 | 45,446,000 |