Call reports 2025
HOMEWOOD FEDERAL SAVINGS BANK — 2025
What HOMEWOOD FEDERAL SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 65,609,000 | 66,552,000 | 66,780,000 | 66,807,000 |
| Total loans | 52,359,000 | 53,546,000 | 54,204,000 | 54,752,000 |
| Allowance for loan losses | 444,000 | 457,000 | 451,000 | 465,000 |
| Securities available for sale | 184,000 | 181,000 | 175,000 | 171,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,617,000 | 49,508,000 | 49,568,000 | 49,575,000 |
| Interest-bearing deposits | 47,329,000 | 48,490,000 | 48,640,000 | 47,843,000 |
| Noninterest-bearing deposits | 1,288,000 | 1,018,000 | 928,000 | 1,732,000 |
| Equity capital | 16,937,000 | 17,005,000 | 17,128,000 | 17,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 849,000 | 1,726,000 | 2,629,000 | 3,576,000 |
| Interest expense | 430,000 | 863,000 | 1,288,000 | 1,714,000 |
| Net interest income | 419,000 | 863,000 | 1,341,000 | 1,862,000 |
| Noninterest income | 16,000 | 18,000 | 20,000 | 23,000 |
| Noninterest expense | 407,000 | 812,000 | 1,215,000 | 1,628,000 |
| Provision for loan losses | 2,000 | 15,000 | 9,000 | 23,000 |
| Pretax income | 75,000 | 167,000 | 336,000 | 392,000 |
| Income tax | 21,000 | 46,000 | 92,000 | 108,000 |
| Net income | 54,000 | 121,000 | 244,000 | 284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,943,000 | 17,010,000 | 17,133,000 | 17,173,000 |
| Total capital | 17,387,000 | 17,471,000 | 17,584,000 | 17,641,000 |
| Risk-weighted assets | 41,994,000 | 43,078,000 | 44,160,000 | 44,930,000 |