Call reports 2023
HOMEWOOD FEDERAL SAVINGS BANK — 2023
What HOMEWOOD FEDERAL SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 61,112,000 | 61,746,000 | 59,973,000 | 61,020,000 |
| Total loans | 49,601,000 | 50,614,000 | 50,307,000 | 49,912,000 |
| Allowance for loan losses | 440,000 | 460,000 | 468,000 | 461,000 |
| Securities available for sale | 239,000 | 230,000 | 220,000 | 213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,578,000 | 45,206,000 | 43,405,000 | 44,383,000 |
| Interest-bearing deposits | 43,322,000 | 43,663,000 | 41,967,000 | 43,151,000 |
| Noninterest-bearing deposits | 1,256,000 | 1,543,000 | 1,438,000 | 1,232,000 |
| Equity capital | 16,430,000 | 16,477,000 | 16,530,000 | 16,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 639,000 | 1,348,000 | 2,089,000 | 2,831,000 |
| Interest expense | 165,000 | 407,000 | 659,000 | 931,000 |
| Net interest income | 474,000 | 941,000 | 1,430,000 | 1,900,000 |
| Noninterest income | 8,000 | 11,000 | 15,000 | 18,000 |
| Noninterest expense | 373,000 | 729,000 | 1,123,000 | 1,562,000 |
| Provision for loan losses | 10,000 | 30,000 | 38,000 | 31,000 |
| Pretax income | 128,000 | 195,000 | 269,000 | 316,000 |
| Income tax | 35,000 | 54,000 | 74,000 | 87,000 |
| Net income | 93,000 | 141,000 | 195,000 | 229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,441,000 | 16,489,000 | 16,543,000 | 16,577,000 |
| Total capital | 16,881,000 | 16,949,000 | 17,007,000 | 17,038,000 |
| Risk-weighted assets | 38,755,000 | 39,130,000 | 37,167,000 | 36,917,000 |