Call reports 2022
HOMEWOOD FEDERAL SAVINGS BANK — 2022
What HOMEWOOD FEDERAL SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 60,597,000 | 59,686,000 | 60,633,000 | 59,741,000 |
| Total loans | 44,264,000 | 46,634,000 | 50,070,000 | 49,990,000 |
| Allowance for loan losses | 405,000 | 415,000 | 430,000 | 430,000 |
| Securities available for sale | 318,000 | 297,000 | 269,000 | 257,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,158,000 | 43,327,000 | 44,286,000 | 43,326,000 |
| Interest-bearing deposits | 43,037,000 | 42,012,000 | 42,879,000 | 42,294,000 |
| Noninterest-bearing deposits | 1,121,000 | 1,315,000 | 1,407,000 | 1,032,000 |
| Equity capital | 16,368,000 | 16,319,000 | 16,283,000 | 16,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 484,000 | 1,001,000 | 1,564,000 | 2,176,000 |
| Interest expense | 122,000 | 250,000 | 383,000 | 534,000 |
| Net interest income | 362,000 | 751,000 | 1,181,000 | 1,642,000 |
| Noninterest income | 42,000 | 49,000 | 51,000 | 35,000 |
| Noninterest expense | 380,000 | 758,000 | 1,147,000 | 1,520,000 |
| Provision for loan losses | 60,000 | 70,000 | 85,000 | 85,000 |
| Pretax income | -128,000 | -191,000 | -237,000 | -165,000 |
| Income tax | -35,000 | -52,000 | -65,000 | -45,000 |
| Net income | -93,000 | -139,000 | -172,000 | -120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,375,000 | 16,330,000 | 16,296,000 | 16,348,000 |
| Total capital | 16,780,000 | 16,745,000 | 16,726,000 | 16,778,000 |
| Risk-weighted assets | 35,735,000 | 35,932,000 | 37,879,000 | 37,990,000 |