Call reports 2021
HOMEWOOD FEDERAL SAVINGS BANK — 2021
What HOMEWOOD FEDERAL SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 61,871,000 | 61,255,000 | 61,178,000 | 59,640,000 |
| Total loans | 39,058,000 | 39,102,000 | 40,919,000 | 42,231,000 |
| Allowance for loan losses | 377,000 | 358,000 | 368,000 | 397,000 |
| Securities available for sale | 425,000 | 392,000 | 363,000 | 334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,168,000 | 44,604,000 | 44,587,000 | 43,095,000 |
| Interest-bearing deposits | 43,995,000 | 43,553,000 | 43,697,000 | 41,948,000 |
| Noninterest-bearing deposits | 1,173,000 | 1,051,000 | 890,000 | 1,147,000 |
| Equity capital | 16,509,000 | 16,536,000 | 16,497,000 | 16,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 473,000 | 951,000 | 1,411,000 | 1,892,000 |
| Interest expense | 148,000 | 288,000 | 423,000 | 553,000 |
| Net interest income | 325,000 | 663,000 | 988,000 | 1,339,000 |
| Noninterest income | 11,000 | 56,000 | 67,000 | 89,000 |
| Noninterest expense | 359,000 | 715,000 | 1,073,000 | 1,404,000 |
| Provision for loan losses | -18,000 | -37,000 | -27,000 | 40,000 |
| Pretax income | -47,000 | -11,000 | -65,000 | -108,000 |
| Income tax | -13,000 | -3,000 | -18,000 | -30,000 |
| Net income | -34,000 | -8,000 | -47,000 | -78,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,512,000 | 16,538,000 | 16,499,000 | 16,468,000 |
| Total capital | 16,889,000 | 16,896,000 | 16,867,000 | 16,865,000 |
| Risk-weighted assets | 33,287,000 | 32,932,000 | 33,257,000 | 34,510,000 |