Call reports 2020
HOMEWOOD FEDERAL SAVINGS BANK — 2020
What HOMEWOOD FEDERAL SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 61,012,000 | 62,008,000 | 61,574,000 | 60,867,000 |
| Total loans | 44,157,000 | 42,713,000 | 45,607,000 | 41,784,000 |
| Allowance for loan losses | 389,000 | 445,000 | 461,000 | 395,000 |
| Securities available for sale | 625,000 | 571,000 | 505,000 | 465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,348,000 | 45,445,000 | 45,002,000 | 44,152,000 |
| Interest-bearing deposits | 43,616,000 | 44,549,000 | 44,031,000 | 43,248,000 |
| Noninterest-bearing deposits | 732,000 | 896,000 | 971,000 | 904,000 |
| Equity capital | 16,479,000 | 16,487,000 | 16,479,000 | 16,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 581,000 | 1,135,000 | 1,668,000 | 2,190,000 |
| Interest expense | 185,000 | 360,000 | 527,000 | 687,000 |
| Net interest income | 396,000 | 775,000 | 1,141,000 | 1,503,000 |
| Noninterest income | 3,000 | -13,000 | -7,000 | 4,000 |
| Noninterest expense | 352,000 | 680,000 | 1,038,000 | 1,394,000 |
| Provision for loan losses | 12,000 | 67,000 | 83,000 | 17,000 |
| Pretax income | 29,000 | 44,000 | 36,000 | 123,000 |
| Income tax | 8,000 | 12,000 | 10,000 | 34,000 |
| Net income | 21,000 | 32,000 | 26,000 | 89,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,478,000 | 16,490,000 | 16,483,000 | 16,546,000 |
| Total capital | 16,867,000 | 16,884,000 | 16,912,000 | 16,941,000 |
| Risk-weighted assets | 31,848,000 | 31,509,000 | 34,353,000 | 34,046,000 |