Call reports 2019
HOMEWOOD FEDERAL SAVINGS BANK — 2019
What HOMEWOOD FEDERAL SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 60,782,000 | 60,821,000 | 61,047,000 | 60,604,000 |
| Total loans | 49,934,000 | 48,338,000 | 46,866,000 | 44,392,000 |
| Allowance for loan losses | 418,000 | 394,000 | 394,000 | 377,000 |
| Securities available for sale | 2,855,000 | 2,826,000 | 2,816,000 | 705,000 |
| Securities held to maturity | 4,000 | 3,000 | 1,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,426,000 | 44,523,000 | 44,543,000 | 43,997,000 |
| Interest-bearing deposits | 38,732,000 | 43,562,000 | 43,987,000 | 43,548,000 |
| Noninterest-bearing deposits | 694,000 | 961,000 | 556,000 | 449,000 |
| Equity capital | 16,101,000 | 16,224,000 | 16,341,000 | 16,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 633,000 | 1,268,000 | 1,914,000 | 2,532,000 |
| Interest expense | 133,000 | 293,000 | 478,000 | 665,000 |
| Net interest income | 500,000 | 975,000 | 1,436,000 | 1,867,000 |
| Noninterest income | -1,000 | 11,000 | 19,000 | 94,000 |
| Noninterest expense | 343,000 | 686,000 | 1,027,000 | 1,381,000 |
| Provision for loan losses | 21,000 | 27,000 | 32,000 | 15,000 |
| Pretax income | 135,000 | 273,000 | 396,000 | 668,000 |
| Income tax | 37,000 | 75,000 | 109,000 | 184,000 |
| Net income | 98,000 | 198,000 | 287,000 | 484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,130,000 | 16,231,000 | 16,320,000 | 16,457,000 |
| Total capital | 16,548,000 | 16,625,000 | 16,714,000 | 16,834,000 |
| Risk-weighted assets | 38,111,000 | 37,801,000 | 37,207,000 | 31,472,000 |