Call reports 2018
HOMEWOOD FEDERAL SAVINGS BANK — 2018
What HOMEWOOD FEDERAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 55,945,000 | 55,699,000 | 55,580,000 | 55,263,000 |
| Total loans | 48,410,000 | 46,548,000 | 49,162,000 | 50,342,000 |
| Allowance for loan losses | 454,000 | 452,000 | 381,000 | 397,000 |
| Securities available for sale | 3,512,000 | 3,445,000 | 2,988,000 | 2,896,000 |
| Securities held to maturity | 14,000 | 8,000 | 6,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,103,000 | 36,803,000 | 36,574,000 | 36,070,000 |
| Interest-bearing deposits | 36,578,000 | 36,039,000 | 36,166,000 | 35,273,000 |
| Noninterest-bearing deposits | 525,000 | 764,000 | 408,000 | 797,000 |
| Equity capital | 15,677,000 | 15,786,000 | 15,846,000 | 15,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 569,000 | 1,159,000 | 1,753,000 | 2,389,000 |
| Interest expense | 93,000 | 197,000 | 308,000 | 430,000 |
| Net interest income | 476,000 | 962,000 | 1,445,000 | 1,959,000 |
| Noninterest income | 6,000 | 22,000 | 6,000 | -24,000 |
| Noninterest expense | 368,000 | 711,000 | 1,061,000 | 1,435,000 |
| Provision for loan losses | 57,000 | 55,000 | 95,000 | 114,000 |
| Pretax income | 57,000 | 218,000 | 295,000 | 386,000 |
| Income tax | 15,000 | 60,000 | 81,000 | 83,000 |
| Net income | 42,000 | 158,000 | 214,000 | 303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,761,000 | 15,878,000 | 15,933,000 | 16,033,000 |
| Total capital | 16,215,000 | 16,330,000 | 16,314,000 | 16,430,000 |
| Risk-weighted assets | 37,476,000 | 36,638,000 | 36,355,000 | 37,116,000 |