Call reports 2017
HOMEWOOD FEDERAL SAVINGS BANK — 2017
What HOMEWOOD FEDERAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 55,981,000 | 55,980,000 | 54,151,000 | 53,153,000 |
| Total loans | 42,452,000 | 43,818,000 | 43,569,000 | 43,722,000 |
| Allowance for loan losses | 432,000 | 421,000 | 415,000 | 397,000 |
| Securities available for sale | 3,941,000 | 3,851,000 | 3,759,000 | 3,648,000 |
| Securities held to maturity | 59,000 | 47,000 | 33,000 | 23,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,858,000 | 40,797,000 | 38,769,000 | 37,382,000 |
| Interest-bearing deposits | 40,302,000 | 40,115,000 | 38,419,000 | 36,955,000 |
| Noninterest-bearing deposits | 556,000 | 682,000 | 350,000 | 427,000 |
| Equity capital | 15,070,000 | 15,156,000 | 15,246,000 | 15,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 532,000 | 1,082,000 | 1,633,000 | 2,168,000 |
| Interest expense | 92,000 | 183,000 | 274,000 | 362,000 |
| Net interest income | 440,000 | 899,000 | 1,359,000 | 1,806,000 |
| Noninterest income | 36,000 | 41,000 | 47,000 | 53,000 |
| Noninterest expense | 314,000 | 655,000 | 991,000 | 1,359,000 |
| Provision for loan losses | 12,000 | 1,000 | -7,000 | -24,000 |
| Pretax income | 150,000 | 284,000 | 422,000 | 524,000 |
| Income tax | 59,000 | 112,000 | 167,000 | 207,000 |
| Net income | 91,000 | 172,000 | 255,000 | 317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,126,000 | 15,207,000 | 15,290,000 | 15,719,000 |
| Total capital | 15,558,000 | 15,628,000 | 15,705,000 | 16,116,000 |
| Risk-weighted assets | 34,679,000 | 34,757,000 | 34,143,000 | 34,297,000 |