Call reports 2012
HOMEWOOD FEDERAL SAVINGS BANK — 2012
What HOMEWOOD FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 74,067,000 | 73,986,000 | 72,974,000 | 71,242,000 |
| Total loans | 52,921,000 | 53,262,000 | 50,067,000 | 48,563,000 |
| Allowance for loan losses | 324,000 | 251,000 | 231,000 | 224,000 |
| Securities available for sale | 1,888,000 | 1,908,000 | 7,175,000 | 7,473,000 |
| Securities held to maturity | 1,613,000 | 1,335,000 | 1,112,000 | 856,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,192,000 | 59,853,000 | 59,153,000 | 57,535,000 |
| Interest-bearing deposits | 59,608,000 | 58,748,000 | 58,540,000 | 56,713,000 |
| Noninterest-bearing deposits | 584,000 | 1,105,000 | 613,000 | 822,000 |
| Equity capital | 13,518,000 | 13,441,000 | 13,557,000 | 13,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 816,000 | 1,608,000 | 2,395,000 | 3,143,000 |
| Interest expense | 227,000 | 443,000 | 647,000 | 832,000 |
| Net interest income | 589,000 | 1,165,000 | 1,748,000 | 2,311,000 |
| Noninterest income | 31,000 | 35,000 | 40,000 | 46,000 |
| Noninterest expense | 335,000 | 685,000 | 1,045,000 | 1,432,000 |
| Provision for loan losses | 22,000 | 413,000 | 436,000 | 438,000 |
| Pretax income | 263,000 | 102,000 | 307,000 | 487,000 |
| Income tax | 118,000 | 46,000 | 138,000 | 402,000 |
| Net income | 145,000 | 56,000 | 169,000 | 85,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,562,000 | 13,474,000 | 13,587,000 | 13,503,000 |
| Total capital | 13,886,000 | 13,725,000 | 13,818,000 | 13,727,000 |
| Risk-weighted assets | 37,674,000 | 37,823,000 | 34,753,000 | 34,005,000 |