Call reports 2012
MERCHANTS & MARINE BANK — 2012
What MERCHANTS & MARINE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 624,165,000 | 584,569,000 | 572,293,000 | 572,376,000 |
| Total loans | 231,206,000 | 222,799,000 | 228,062,000 | 231,560,000 |
| Allowance for loan losses | 3,736,000 | 3,178,000 | 2,620,000 | 3,140,000 |
| Securities available for sale | 165,120,000 | 193,929,000 | 197,588,000 | 180,430,000 |
| Securities held to maturity | 90,735,000 | 68,096,000 | 69,008,000 | 63,144,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 534,409,000 | 499,027,000 | 486,703,000 | 486,635,000 |
| Interest-bearing deposits | 442,247,000 | 407,615,000 | 392,913,000 | 388,741,000 |
| Noninterest-bearing deposits | 92,162,000 | 91,412,000 | 93,790,000 | 97,894,000 |
| Equity capital | 53,823,000 | 56,261,000 | 56,934,000 | 56,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,098,000 | 10,095,000 | 15,099,000 | 19,966,000 |
| Interest expense | 791,000 | 1,414,000 | 1,906,000 | 2,349,000 |
| Net interest income | 4,307,000 | 8,681,000 | 13,193,000 | 17,617,000 |
| Noninterest income | 1,837,000 | 3,809,000 | 5,486,000 | 7,762,000 |
| Noninterest expense | 4,630,000 | 9,121,000 | 13,327,000 | 18,168,000 |
| Provision for loan losses | 168,000 | 68,000 | 541,000 | 1,448,000 |
| Pretax income | 1,397,000 | 3,398,000 | 4,970,000 | 5,996,000 |
| Income tax | 294,000 | 823,000 | 1,202,000 | 1,372,000 |
| Net income | 1,103,000 | 2,575,000 | 3,768,000 | 4,624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,123,000 | 57,131,000 | 57,925,000 | 57,982,000 |
| Total capital | 59,992,000 | 60,430,000 | 60,673,000 | 61,271,000 |
| Risk-weighted assets | 346,300,000 | 336,259,000 | 339,920,000 | 294,228,000 |