Call reports 2005
MERCHANTS & MARINE BANK — 2005
What MERCHANTS & MARINE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 342,713,000 | 363,775,000 | 422,538,000 | 487,391,000 |
| Total loans | 164,011,000 | 160,876,000 | 165,977,000 | 171,977,000 |
| Allowance for loan losses | 2,430,000 | 2,430,000 | 2,600,000 | 3,000,000 |
| Securities available for sale | 43,749,000 | 48,909,000 | 103,542,000 | 125,684,000 |
| Securities held to maturity | 65,176,000 | 75,265,000 | 78,702,000 | 96,618,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,932,000 | 308,243,000 | 357,139,000 | 420,080,000 |
| Interest-bearing deposits | 185,186,000 | 186,229,000 | 197,368,000 | 233,565,000 |
| Noninterest-bearing deposits | 105,746,000 | 122,014,000 | 159,771,000 | 186,515,000 |
| Equity capital | 37,193,000 | 37,958,000 | 38,610,000 | 38,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,869,000 | 7,856,000 | 12,052,000 | 17,354,000 |
| Interest expense | 723,000 | 1,565,000 | 2,625,000 | 3,762,000 |
| Net interest income | 3,146,000 | 6,291,000 | 9,427,000 | 13,592,000 |
| Noninterest income | 1,343,000 | 2,858,000 | 4,025,000 | 5,245,000 |
| Noninterest expense | 2,948,000 | 6,134,000 | 8,770,000 | 12,485,000 |
| Provision for loan losses | 62,000 | 112,000 | 306,000 | 1,149,000 |
| Pretax income | 1,479,000 | 2,903,000 | 4,376,000 | 5,203,000 |
| Income tax | 500,000 | 937,000 | 1,473,000 | 1,618,000 |
| Net income | 979,000 | 1,966,000 | 2,903,000 | 3,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,607,000 | 37,262,000 | 37,932,000 | 37,950,000 |
| Total capital | 38,961,000 | 39,692,000 | 40,491,000 | 40,950,000 |
| Risk-weighted assets | 188,256,000 | 201,855,000 | 204,702,000 | 250,262,000 |
Machine access — free, no API key
Every figure shown here about MERCHANTS & MARINE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.