Call reports 2026
GULFSIDE BANK — 2026
What GULFSIDE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 362,338,000 | 344,590,000 |
| Total loans | 241,306,000 | 255,873,000 |
| Allowance for loan losses | 2,586,000 | 2,688,000 |
| Securities available for sale | 46,877,000 | 44,975,000 |
| Securities held to maturity | 13,642,000 | 13,638,000 |
| Trading assets | 0 | 0 |
| Total deposits | 313,542,000 | 294,101,000 |
| Interest-bearing deposits | 234,252,000 | 217,583,000 |
| Noninterest-bearing deposits | 79,290,000 | 76,518,000 |
| Equity capital | 33,652,000 | 35,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,392,000 | 9,110,000 |
| Interest expense | 1,345,000 | 2,712,000 |
| Net interest income | 3,047,000 | 6,398,000 |
| Noninterest income | 199,000 | 680,000 |
| Noninterest expense | 1,804,000 | 3,664,000 |
| Provision for loan losses | 66,000 | 168,000 |
| Pretax income | 1,397,000 | 3,266,000 |
| Income tax | 328,000 | 776,000 |
| Net income | 1,069,000 | 2,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 36,830,000 | 38,585,000 |