Call reports 2025
GULFSIDE BANK — 2025
What GULFSIDE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 320,374,000 | 315,581,000 | 337,017,000 | 321,062,000 |
| Total loans | 221,767,000 | 227,303,000 | 232,192,000 | 231,127,000 |
| Allowance for loan losses | 2,398,000 | 2,466,000 | 2,532,000 | 2,520,000 |
| Securities available for sale | 33,502,000 | 30,509,000 | 42,782,000 | 48,459,000 |
| Securities held to maturity | 17,256,000 | 15,953,000 | 15,949,000 | 14,645,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,949,000 | 284,270,000 | 293,622,000 | 273,561,000 |
| Interest-bearing deposits | 216,516,000 | 213,121,000 | 217,795,000 | 206,753,000 |
| Noninterest-bearing deposits | 73,433,000 | 71,149,000 | 75,827,000 | 66,808,000 |
| Equity capital | 27,616,000 | 28,578,000 | 30,108,000 | 32,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,952,000 | 8,113,000 | 12,431,000 | 16,969,000 |
| Interest expense | 1,161,000 | 2,374,000 | 3,861,000 | 5,393,000 |
| Net interest income | 2,791,000 | 5,739,000 | 8,570,000 | 11,576,000 |
| Noninterest income | 220,000 | 491,000 | 798,000 | 1,036,000 |
| Noninterest expense | 1,856,000 | 3,696,000 | 5,452,000 | 7,165,000 |
| Provision for loan losses | 31,000 | 99,000 | 165,000 | 153,000 |
| Pretax income | 1,103,000 | 2,383,000 | 3,694,000 | 5,251,000 |
| Income tax | 254,000 | 553,000 | 858,000 | 1,226,000 |
| Net income | 849,000 | 1,830,000 | 2,836,000 | 4,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,285,000 | 32,294,000 | 33,322,000 | 35,250,000 |