Call reports 2018
OAK BANK — 2018
What OAK BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 208,434,000 | 201,732,000 | 197,960,000 | 195,532,000 |
| Total loans | 146,722,000 | 142,837,000 | 143,319,000 | 143,470,000 |
| Allowance for loan losses | 2,130,000 | 2,133,000 | 2,136,000 | 2,138,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,164,000 | 164,661,000 | 160,624,000 | 157,837,000 |
| Interest-bearing deposits | 127,817,000 | 127,076,000 | 125,699,000 | 98,222,000 |
| Noninterest-bearing deposits | 43,347,000 | 37,585,000 | 34,925,000 | 59,615,000 |
| Equity capital | 35,017,000 | 34,830,000 | 35,033,000 | 35,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,816,000 | 3,710,000 | 5,647,000 | 7,673,000 |
| Interest expense | 246,000 | 582,000 | 993,000 | 1,428,000 |
| Net interest income | 1,570,000 | 3,128,000 | 4,654,000 | 6,245,000 |
| Noninterest income | 187,000 | 366,000 | 526,000 | 687,000 |
| Noninterest expense | 1,206,000 | 2,387,000 | 3,584,000 | 4,762,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 551,000 | 1,107,000 | 1,596,000 | 2,170,000 |
| Income tax | 176,000 | 319,000 | 455,000 | 609,000 |
| Net income | 375,000 | 788,000 | 1,141,000 | 1,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,017,000 | 34,830,000 | 35,033,000 | 35,453,000 |
| Total capital | 37,050,000 | 36,828,000 | 37,051,000 | 37,466,000 |
| Risk-weighted assets | 162,540,000 | 159,720,000 | 161,349,000 | 160,915,000 |