Call reports 2017
OAK BANK — 2017
What OAK BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 190,758,000 | 182,014,000 | 196,941,000 | 195,080,000 |
| Total loans | 151,446,000 | 141,585,000 | 139,815,000 | 141,869,000 |
| Allowance for loan losses | 2,059,000 | 2,092,000 | 2,125,000 | 2,127,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,421,000 | 145,523,000 | 160,342,000 | 158,073,000 |
| Interest-bearing deposits | 109,108,000 | 104,215,000 | 107,219,000 | 110,933,000 |
| Noninterest-bearing deposits | 45,313,000 | 41,308,000 | 53,123,000 | 47,140,000 |
| Equity capital | 33,398,000 | 33,733,000 | 33,865,000 | 34,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,630,000 | 3,370,000 | 5,065,000 | 6,797,000 |
| Interest expense | 131,000 | 289,000 | 459,000 | 650,000 |
| Net interest income | 1,499,000 | 3,081,000 | 4,606,000 | 6,147,000 |
| Noninterest income | 180,000 | 339,000 | 519,000 | 704,000 |
| Noninterest expense | 1,195,000 | 2,354,000 | 3,549,000 | 4,709,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 454,000 | 1,006,000 | 1,486,000 | 2,052,000 |
| Income tax | 174,000 | 392,000 | 589,000 | 229,000 |
| Net income | 280,000 | 614,000 | 897,000 | 1,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,398,000 | 33,733,000 | 33,865,000 | 34,792,000 |
| Total capital | 35,440,000 | 35,693,000 | 35,803,000 | 36,772,000 |
| Risk-weighted assets | 163,308,000 | 156,699,000 | 154,886,000 | 158,154,000 |