Call reports 2014
OAK BANK — 2014
What OAK BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 198,122,000 | 194,720,000 | 191,714,000 | 203,840,000 |
| Total loans | 145,451,000 | 149,853,000 | 146,592,000 | 145,797,000 |
| Allowance for loan losses | 1,805,000 | 1,851,000 | 1,912,000 | 1,931,000 |
| Securities available for sale | 3,000,000 | 3,990,000 | 2,993,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,949,000 | 159,468,000 | 156,682,000 | 168,768,000 |
| Interest-bearing deposits | 120,363,000 | 121,736,000 | 116,266,000 | 121,895,000 |
| Noninterest-bearing deposits | 42,586,000 | 37,732,000 | 40,416,000 | 46,873,000 |
| Equity capital | 30,926,000 | 31,198,000 | 31,315,000 | 31,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,738,000 | 3,450,000 | 5,140,000 | 6,803,000 |
| Interest expense | 155,000 | 313,000 | 468,000 | 622,000 |
| Net interest income | 1,583,000 | 3,137,000 | 4,672,000 | 6,181,000 |
| Noninterest income | 220,000 | 442,000 | 676,000 | 888,000 |
| Noninterest expense | 1,241,000 | 2,452,000 | 3,658,000 | 4,920,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 200,000 |
| Pretax income | 503,000 | 1,008,000 | 1,511,000 | 1,950,000 |
| Income tax | 190,000 | 417,000 | 655,000 | 894,000 |
| Net income | 313,000 | 591,000 | 856,000 | 1,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,926,000 | 31,198,000 | 31,315,000 | 31,518,000 |
| Total capital | 32,731,000 | 33,049,000 | 33,226,000 | 33,400,000 |
| Risk-weighted assets | 154,215,000 | 157,697,000 | 155,249,000 | 150,546,000 |
Machine access — free, no API key
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