Call reports 2010
OAK BANK — 2010
What OAK BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 196,915,000 | 202,410,000 | 199,357,000 | 205,986,000 |
| Total loans | 164,248,000 | 167,525,000 | 166,289,000 | 167,321,000 |
| Allowance for loan losses | 1,232,000 | 1,379,000 | 1,513,000 | 1,823,000 |
| Securities available for sale | 622,000 | 639,000 | 505,000 | 490,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,262,000 | 162,477,000 | 159,553,000 | 166,373,000 |
| Interest-bearing deposits | 138,924,000 | 137,602,000 | 134,438,000 | 139,209,000 |
| Noninterest-bearing deposits | 23,338,000 | 24,875,000 | 25,115,000 | 27,164,000 |
| Equity capital | 33,301,000 | 33,680,000 | 31,816,000 | 31,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,315,000 | 4,560,000 | 6,857,000 | 9,200,000 |
| Interest expense | 390,000 | 763,000 | 1,139,000 | 1,499,000 |
| Net interest income | 1,925,000 | 3,797,000 | 5,718,000 | 7,701,000 |
| Noninterest income | 110,000 | 317,000 | 536,000 | 739,000 |
| Noninterest expense | 1,341,000 | 2,679,000 | 4,047,000 | 5,488,000 |
| Provision for loan losses | 57,000 | 192,000 | 327,000 | 760,000 |
| Pretax income | 637,000 | 1,243,000 | 1,916,000 | 2,262,000 |
| Income tax | 243,000 | 481,000 | 762,000 | 1,079,000 |
| Net income | 394,000 | 762,000 | 1,154,000 | 1,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,207,000 | 33,576,000 | 31,724,000 | 31,753,000 |
| Total capital | 34,439,000 | 34,955,000 | 33,237,000 | 33,576,000 |
| Risk-weighted assets | 168,101,000 | 171,417,000 | 169,941,000 | 172,702,000 |
Machine access — free, no API key
Every figure shown here about OAK BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.