Call reports 2008
OAK BANK — 2008
What OAK BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 184,913,000 | 175,038,000 | 194,496,000 | 196,070,000 |
| Total loans | 143,707,000 | 147,976,000 | 150,140,000 | 159,530,000 |
| Allowance for loan losses | 1,159,000 | 1,177,000 | 1,195,000 | 1,213,000 |
| Securities available for sale | 8,757,000 | 1,840,000 | 1,642,000 | 666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,178,000 | 142,344,000 | 161,571,000 | 163,235,000 |
| Interest-bearing deposits | 127,923,000 | 117,148,000 | 136,006,000 | 136,198,000 |
| Noninterest-bearing deposits | 24,255,000 | 25,196,000 | 25,565,000 | 27,037,000 |
| Equity capital | 28,746,000 | 31,221,000 | 31,347,000 | 31,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,386,000 | 4,652,000 | 6,997,000 | 9,270,000 |
| Interest expense | 932,000 | 1,657,000 | 2,422,000 | 3,169,000 |
| Net interest income | 1,454,000 | 2,995,000 | 4,575,000 | 6,101,000 |
| Noninterest income | 134,000 | 305,000 | 458,000 | 594,000 |
| Noninterest expense | 1,151,000 | 2,319,000 | 3,507,000 | 4,726,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 419,000 | 945,000 | 1,266,000 | 1,602,000 |
| Income tax | 175,000 | 380,000 | 434,000 | 578,000 |
| Net income | 244,000 | 565,000 | 832,000 | 1,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,929,000 | 31,337,000 | 31,458,000 | 31,645,000 |
| Total capital | 30,088,000 | 32,514,000 | 32,653,000 | 32,858,000 |
| Risk-weighted assets | 152,790,000 | 153,710,000 | 160,777,000 | 166,703,000 |
Machine access — free, no API key
Every figure shown here about OAK BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.