Call reports 2007
OAK BANK — 2007
What OAK BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 182,245,000 | 177,723,000 | 166,223,000 | 170,726,000 |
| Total loans | 119,436,000 | 120,547,000 | 123,976,000 | 134,460,000 |
| Allowance for loan losses | 1,090,000 | 1,108,000 | 1,123,000 | 1,141,000 |
| Securities available for sale | 32,685,000 | 29,139,000 | 17,713,000 | 11,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,132,000 | 142,898,000 | 132,872,000 | 138,115,000 |
| Interest-bearing deposits | 122,285,000 | 117,057,000 | 107,600,000 | 115,291,000 |
| Noninterest-bearing deposits | 22,847,000 | 25,841,000 | 25,272,000 | 22,824,000 |
| Equity capital | 28,030,000 | 28,135,000 | 28,207,000 | 30,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,491,000 | 5,093,000 | 7,615,000 | 10,119,000 |
| Interest expense | 1,213,000 | 2,449,000 | 3,567,000 | 4,645,000 |
| Net interest income | 1,278,000 | 2,644,000 | 4,048,000 | 5,474,000 |
| Noninterest income | 21,175,000 | 21,303,000 | 21,476,000 | 21,593,000 |
| Noninterest expense | 1,206,000 | 2,495,000 | 3,694,000 | 4,881,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 21,229,000 | 21,416,000 | 21,786,000 | 22,130,000 |
| Income tax | 8,236,000 | 8,301,000 | 8,446,000 | 6,496,000 |
| Net income | 12,993,000 | 13,115,000 | 13,340,000 | 15,634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,431,000 | 28,554,000 | 28,636,000 | 30,922,000 |
| Total capital | 29,521,000 | 29,662,000 | 29,759,000 | 32,063,000 |
| Risk-weighted assets | 134,289,000 | 134,045,000 | 134,809,000 | 143,441,000 |
Machine access — free, no API key
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