Call reports 2006
OAK BANK — 2006
What OAK BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 160,950,000 | 153,853,000 | 157,885,000 | 167,890,000 |
| Total loans | 130,758,000 | 128,875,000 | 131,197,000 | 126,315,000 |
| Allowance for loan losses | 1,018,000 | 1,036,000 | 1,054,000 | 1,072,000 |
| Securities available for sale | 14,142,000 | 14,129,000 | 14,087,000 | 13,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,488,000 | 137,681,000 | 141,618,000 | 151,008,000 |
| Interest-bearing deposits | 117,427,000 | 114,566,000 | 115,881,000 | 127,518,000 |
| Noninterest-bearing deposits | 24,061,000 | 23,115,000 | 25,737,000 | 23,490,000 |
| Equity capital | 14,785,000 | 14,988,000 | 15,073,000 | 15,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,364,000 | 4,681,000 | 7,112,000 | 9,528,000 |
| Interest expense | 993,000 | 2,010,000 | 3,131,000 | 4,329,000 |
| Net interest income | 1,371,000 | 2,671,000 | 3,981,000 | 5,199,000 |
| Noninterest income | 171,000 | 364,000 | 551,000 | 701,000 |
| Noninterest expense | 1,104,000 | 2,214,000 | 3,276,000 | 4,532,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 420,000 | 785,000 | 1,202,000 | 1,296,000 |
| Income tax | 170,000 | 325,000 | 485,000 | 535,000 |
| Net income | 250,000 | 460,000 | 717,000 | 761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,227,000 | 15,437,000 | 15,544,000 | 15,588,000 |
| Total capital | 16,245,000 | 16,473,000 | 16,598,000 | 16,660,000 |
| Risk-weighted assets | 133,607,000 | 130,905,000 | 133,689,000 | 131,960,000 |
Machine access — free, no API key
Every figure shown here about OAK BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.