Call report 2024Q4
CITIZENS BANK & TRUST COMPANY — 2024Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 175,636,000 | USD | evidence → |
| Total loans | 141,089,000 | USD | evidence → |
| Allowance for loan losses | 1,379,000 | USD | evidence → |
| Securities available for sale | 23,513,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 156,838,000 | USD | evidence → |
| Interest-bearing deposits | 111,321,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,517,000 | USD | evidence → |
| Equity capital | 16,539,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,508,000 | USD | evidence → |
| Interest expense | 4,167,000 | USD | evidence → |
| Net interest income | 6,341,000 | USD | evidence → |
| Noninterest income | 360,000 | USD | evidence → |
| Noninterest expense | 4,949,000 | USD | evidence → |
| Provision for loan losses | 235,000 | USD | evidence → |
| Pretax income | 1,558,000 | USD | evidence → |
| Income tax | 319,000 | USD | evidence → |
| Net income | 1,239,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,766,000 | USD | evidence → |