Call report 2019Q4
CITIZENS BANK & TRUST COMPANY — 2019Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 123,775,000 | USD | evidence → |
| Total loans | 96,064,000 | USD | evidence → |
| Allowance for loan losses | 993,000 | USD | evidence → |
| Securities available for sale | 8,855,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 109,278,000 | USD | evidence → |
| Interest-bearing deposits | 75,025,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,253,000 | USD | evidence → |
| Equity capital | 13,155,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,793,000 | USD | evidence → |
| Interest expense | 846,000 | USD | evidence → |
| Net interest income | 4,947,000 | USD | evidence → |
| Noninterest income | 1,175,000 | USD | evidence → |
| Noninterest expense | 4,643,000 | USD | evidence → |
| Provision for loan losses | 22,000 | USD | evidence → |
| Pretax income | 1,543,000 | USD | evidence → |
| Income tax | 310,000 | USD | evidence → |
| Net income | 1,233,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,259,000 | USD | evidence → |
| Total capital | 14,252,000 | USD | evidence → |
| Risk-weighted assets | 89,634,000 | USD | evidence → |