Call report 2015Q4
CITIZENS BANK & TRUST COMPANY — 2015Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 113,366,000 | USD | evidence → |
| Total loans | 79,135,000 | USD | evidence → |
| Allowance for loan losses | 1,119,000 | USD | evidence → |
| Securities available for sale | 16,957,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 99,704,000 | USD | evidence → |
| Interest-bearing deposits | 65,962,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,742,000 | USD | evidence → |
| Equity capital | 12,618,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,605,000 | USD | evidence → |
| Interest expense | 256,000 | USD | evidence → |
| Net interest income | 4,349,000 | USD | evidence → |
| Noninterest income | 1,757,000 | USD | evidence → |
| Noninterest expense | 4,884,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,209,000 | USD | evidence → |
| Income tax | 383,000 | USD | evidence → |
| Net income | 826,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,476,000 | USD | evidence → |
| Total capital | 13,627,000 | USD | evidence → |
| Risk-weighted assets | 78,035,000 | USD | evidence → |