Call report 2007Q4
CITIZENS BANK & TRUST COMPANY — 2007Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 127,379,000 | USD | evidence → |
| Total loans | 89,606,000 | USD | evidence → |
| Allowance for loan losses | 760,000 | USD | evidence → |
| Securities available for sale | 18,491,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 116,097,000 | USD | evidence → |
| Interest-bearing deposits | 89,008,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,089,000 | USD | evidence → |
| Equity capital | 9,718,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,096,000 | USD | evidence → |
| Interest expense | 3,247,000 | USD | evidence → |
| Net interest income | 4,849,000 | USD | evidence → |
| Noninterest income | 583,000 | USD | evidence → |
| Noninterest expense | 4,022,000 | USD | evidence → |
| Provision for loan losses | 146,000 | USD | evidence → |
| Pretax income | 1,249,000 | USD | evidence → |
| Income tax | 341,000 | USD | evidence → |
| Net income | 908,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,313,000 | USD | evidence → |
| Total capital | 10,247,000 | USD | evidence → |
| Risk-weighted assets | 90,263,000 | USD | evidence → |