Call reports 2016
JOHNSON COUNTY BANK — 2016
What JOHNSON COUNTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 119,785,000 | 119,697,000 | 119,587,000 | 119,728,000 |
| Total loans | 61,954,000 | 62,206,000 | 62,733,000 | 63,693,000 |
| Allowance for loan losses | 773,000 | 729,000 | 724,000 | 718,000 |
| Securities available for sale | 19,568,000 | 17,956,000 | 16,349,000 | 23,372,000 |
| Securities held to maturity | 11,135,000 | 11,117,000 | 11,243,000 | 11,224,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,809,000 | 98,412,000 | 98,229,000 | 99,025,000 |
| Interest-bearing deposits | 83,558,000 | 83,130,000 | 82,222,000 | 83,115,000 |
| Noninterest-bearing deposits | 15,251,000 | 15,282,000 | 16,007,000 | 15,910,000 |
| Equity capital | 17,169,000 | 17,558,000 | 17,533,000 | 17,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,122,000 | 2,390,000 | 3,482,000 | 4,628,000 |
| Interest expense | 152,000 | 300,000 | 445,000 | 588,000 |
| Net interest income | 970,000 | 2,090,000 | 3,037,000 | 4,040,000 |
| Noninterest income | 307,000 | 427,000 | 578,000 | 496,000 |
| Noninterest expense | 833,000 | 1,591,000 | 2,464,000 | 3,650,000 |
| Provision for loan losses | 18,000 | -12,000 | -100,000 | -102,000 |
| Pretax income | 426,000 | 938,000 | 1,251,000 | 988,000 |
| Income tax | 8,000 | 172,000 | 261,000 | 80,000 |
| Net income | 418,000 | 766,000 | 990,000 | 908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,673,000 | 17,046,000 | 17,009,000 | 16,471,000 |
| Total capital | 17,381,000 | 17,750,000 | 17,710,000 | 17,189,000 |
| Risk-weighted assets | 56,479,000 | 56,145,000 | 55,986,000 | 58,835,000 |