Call reports 2015
JOHNSON COUNTY BANK — 2015
What JOHNSON COUNTY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 120,038,000 | 120,287,000 | 121,030,000 | 120,225,000 |
| Total loans | 61,161,000 | 61,820,000 | 63,095,000 | 62,071,000 |
| Allowance for loan losses | 782,000 | 808,000 | 803,000 | 798,000 |
| Securities available for sale | 23,850,000 | 24,012,000 | 21,616,000 | 20,922,000 |
| Securities held to maturity | 8,523,000 | 10,780,000 | 10,773,000 | 10,765,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,224,000 | 99,539,000 | 99,878,000 | 99,618,000 |
| Interest-bearing deposits | 83,966,000 | 84,127,000 | 84,033,000 | 84,109,000 |
| Noninterest-bearing deposits | 15,258,000 | 15,411,000 | 15,845,000 | 15,509,000 |
| Equity capital | 16,590,000 | 16,628,000 | 16,731,000 | 16,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,083,000 | 2,197,000 | 3,319,000 | 4,439,000 |
| Interest expense | 167,000 | 331,000 | 495,000 | 653,000 |
| Net interest income | 916,000 | 1,866,000 | 2,824,000 | 3,786,000 |
| Noninterest income | 149,000 | 301,000 | 451,000 | 457,000 |
| Noninterest expense | 737,000 | 1,538,000 | 2,252,000 | 3,166,000 |
| Provision for loan losses | 30,000 | 61,000 | 93,000 | 77,000 |
| Pretax income | 298,000 | 568,000 | 930,000 | 1,000,000 |
| Income tax | 71,000 | 145,000 | 256,000 | 316,000 |
| Net income | 227,000 | 423,000 | 674,000 | 684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,406,000 | 16,602,000 | 16,574,000 | 16,152,000 |
| Total capital | 17,102,000 | 17,315,000 | 17,298,000 | 16,863,000 |
| Risk-weighted assets | 55,626,000 | 56,905,000 | 57,878,000 | 56,572,000 |