Call reports 2025
COMMUNITY FIRST NATIONAL BANK — 2025
What COMMUNITY FIRST NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 352,450,000 | 356,886,000 | 363,525,000 | 362,101,000 |
| Total loans | 281,120,000 | 276,356,000 | 279,892,000 | 287,745,000 |
| Allowance for loan losses | 4,750,000 | 4,790,000 | 4,820,000 | 4,860,000 |
| Securities available for sale | 8,024,000 | 7,542,000 | 7,603,000 | 9,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,311,000 | 312,831,000 | 318,965,000 | 316,195,000 |
| Interest-bearing deposits | 268,458,000 | 269,594,000 | 274,421,000 | 272,171,000 |
| Noninterest-bearing deposits | 40,853,000 | 43,237,000 | 44,544,000 | 44,024,000 |
| Equity capital | 36,820,000 | 37,295,000 | 38,462,000 | 39,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,798,000 | 9,876,000 | 14,989,000 | 20,245,000 |
| Interest expense | 1,713,000 | 3,570,000 | 5,280,000 | 7,075,000 |
| Net interest income | 3,085,000 | 6,306,000 | 9,709,000 | 13,170,000 |
| Noninterest income | 1,421,000 | 3,414,000 | 5,421,000 | 7,290,000 |
| Noninterest expense | 2,919,000 | 6,143,000 | 9,528,000 | 13,020,000 |
| Provision for loan losses | 49,000 | 92,000 | 122,000 | 169,000 |
| Pretax income | 1,538,000 | 3,485,000 | 5,480,000 | 7,271,000 |
| Income tax | 249,000 | 546,000 | 911,000 | 1,209,000 |
| Net income | 1,289,000 | 2,939,000 | 4,569,000 | 6,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,941,000 | 37,392,000 | 38,522,000 | 40,015,000 |