Call reports 2024
COMMUNITY FIRST NATIONAL BANK — 2024
What COMMUNITY FIRST NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 324,375,000 | 336,691,000 | 349,096,000 | 341,145,000 |
| Total loans | 260,072,000 | 278,088,000 | 276,237,000 | 276,266,000 |
| Allowance for loan losses | 4,680,000 | 4,680,000 | 4,700,000 | 4,700,000 |
| Securities available for sale | 12,670,000 | 11,738,000 | 10,941,000 | 8,943,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,780,000 | 295,509,000 | 305,997,000 | 298,028,000 |
| Interest-bearing deposits | 245,140,000 | 252,151,000 | 262,539,000 | 257,968,000 |
| Noninterest-bearing deposits | 39,640,000 | 43,358,000 | 43,458,000 | 40,060,000 |
| Equity capital | 33,393,000 | 34,744,000 | 36,327,000 | 37,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,328,000 | 8,982,000 | 13,933,000 | 18,931,000 |
| Interest expense | 1,450,000 | 2,978,000 | 4,732,000 | 6,491,000 |
| Net interest income | 2,878,000 | 6,004,000 | 9,201,000 | 12,440,000 |
| Noninterest income | 1,387,000 | 2,738,000 | 4,577,000 | 6,369,000 |
| Noninterest expense | 2,840,000 | 5,712,000 | 8,799,000 | 11,925,000 |
| Provision for loan losses | 18,000 | 57,000 | 129,000 | 206,000 |
| Pretax income | 1,407,000 | 2,973,000 | 4,850,000 | 6,678,000 |
| Income tax | 226,000 | 479,000 | 813,000 | 1,226,000 |
| Net income | 1,181,000 | 2,494,000 | 4,037,000 | 5,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,732,000 | 35,045,000 | 36,488,000 | 37,453,000 |