Call reports 2023
COMMUNITY FIRST NATIONAL BANK — 2023
What COMMUNITY FIRST NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 311,327,000 | 321,969,000 | 317,653,000 | 317,668,000 |
| Total loans | 243,570,000 | 252,566,000 | 250,095,000 | 259,855,000 |
| Allowance for loan losses | 4,660,000 | 4,675,000 | 4,690,000 | 4,662,000 |
| Securities available for sale | 15,933,000 | 14,377,000 | 13,382,000 | 12,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,641,000 | 281,145,000 | 277,572,000 | 276,761,000 |
| Interest-bearing deposits | 179,255,000 | 173,981,000 | 176,123,000 | 170,303,000 |
| Noninterest-bearing deposits | 93,386,000 | 107,164,000 | 101,449,000 | 106,458,000 |
| Equity capital | 32,945,000 | 33,799,000 | 33,825,000 | 35,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,520,000 | 7,429,000 | 11,566,000 | 15,907,000 |
| Interest expense | 711,000 | 1,600,000 | 2,710,000 | 4,051,000 |
| Net interest income | 2,809,000 | 5,829,000 | 8,856,000 | 11,856,000 |
| Noninterest income | 904,000 | 2,269,000 | 3,455,000 | 4,598,000 |
| Noninterest expense | 2,305,000 | 5,238,000 | 8,066,000 | 10,848,000 |
| Provision for loan losses | 14,000 | 28,000 | 46,000 | 52,000 |
| Pretax income | 1,394,000 | 2,832,000 | 4,199,000 | 5,554,000 |
| Income tax | 272,000 | 496,000 | 749,000 | 980,000 |
| Net income | 1,122,000 | 2,336,000 | 3,450,000 | 4,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,400,000 | 34,313,000 | 34,352,000 | 35,415,000 |
| Total capital | 36,424,000 | 37,451,000 | 37,529,000 | 38,767,000 |
| Risk-weighted assets | 240,226,000 | 249,451,000 | 252,677,000 | 266,866,000 |