Call reports 2022
COMMUNITY FIRST NATIONAL BANK — 2022
What COMMUNITY FIRST NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 304,271,000 | 304,820,000 | 311,632,000 | 303,261,000 |
| Total loans | 226,177,000 | 230,603,000 | 234,958,000 | 240,153,000 |
| Allowance for loan losses | 4,753,000 | 4,760,000 | 4,645,000 | 4,620,000 |
| Securities available for sale | 3,949,000 | 11,639,000 | 14,192,000 | 15,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,456,000 | 265,564,000 | 270,817,000 | 262,484,000 |
| Interest-bearing deposits | 180,103,000 | 176,494,000 | 176,155,000 | 171,396,000 |
| Noninterest-bearing deposits | 85,353,000 | 89,070,000 | 94,662,000 | 91,088,000 |
| Equity capital | 33,056,000 | 33,609,000 | 34,434,000 | 35,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,560,000 | 5,313,000 | 8,401,000 | 11,763,000 |
| Interest expense | 210,000 | 407,000 | 724,000 | 1,192,000 |
| Net interest income | 2,350,000 | 4,906,000 | 7,677,000 | 10,571,000 |
| Noninterest income | 1,764,000 | 3,332,000 | 4,920,000 | 6,024,000 |
| Noninterest expense | 2,938,000 | 5,716,000 | 8,566,000 | 11,001,000 |
| Provision for loan losses | 1,000 | 8,000 | 17,000 | 23,000 |
| Pretax income | 1,175,000 | 2,514,000 | 4,014,000 | 5,571,000 |
| Income tax | 246,000 | 471,000 | 782,000 | 1,106,000 |
| Net income | 929,000 | 2,043,000 | 3,232,000 | 4,465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,353,000 | 34,067,000 | 35,256,000 | 36,090,000 |
| Total capital | 36,313,000 | 37,088,000 | 38,255,000 | 39,078,000 |
| Risk-weighted assets | 235,025,000 | 239,979,000 | 238,251,000 | 237,353,000 |