Call reports 2021
COMMUNITY FIRST NATIONAL BANK — 2021
What COMMUNITY FIRST NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 339,120,000 | 336,607,000 | 290,798,000 | 290,729,000 |
| Total loans | 267,691,000 | 259,073,000 | 225,438,000 | 226,175,000 |
| Allowance for loan losses | 4,880,000 | 4,880,000 | 4,810,000 | 4,790,000 |
| Securities available for sale | 2,216,000 | 3,215,000 | 3,716,000 | 4,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,538,000 | 296,389,000 | 249,732,000 | 252,181,000 |
| Interest-bearing deposits | 220,423,000 | 215,024,000 | 179,770,000 | 174,744,000 |
| Noninterest-bearing deposits | 79,115,000 | 81,365,000 | 69,962,000 | 77,437,000 |
| Equity capital | 32,338,000 | 33,443,000 | 34,256,000 | 32,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,368,000 | 6,414,000 | 9,713,000 | 12,340,000 |
| Interest expense | 385,000 | 710,000 | 1,000,000 | 1,259,000 |
| Net interest income | 2,983,000 | 5,704,000 | 8,713,000 | 11,081,000 |
| Noninterest income | 3,449,000 | 6,015,000 | 9,924,000 | 12,189,000 |
| Noninterest expense | 4,458,000 | 8,129,000 | 11,698,000 | 15,142,000 |
| Provision for loan losses | 30,000 | 34,000 | 46,000 | 48,000 |
| Pretax income | 1,944,000 | 3,556,000 | 6,893,000 | 8,080,000 |
| Income tax | 443,000 | 799,000 | 1,489,000 | 1,738,000 |
| Net income | 1,501,000 | 2,757,000 | 5,404,000 | 6,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,368,000 | 33,474,000 | 34,286,000 | 32,425,000 |
| Total capital | 35,652,000 | 36,795,000 | 37,251,000 | 35,334,000 |
| Risk-weighted assets | 261,149,000 | 264,124,000 | 235,386,000 | 230,875,000 |