Call reports 2020
COMMUNITY FIRST NATIONAL BANK — 2020
What COMMUNITY FIRST NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 303,491,000 | 326,333,000 | 318,468,000 | 324,593,000 |
| Total loans | 263,584,000 | 284,834,000 | 284,175,000 | 270,557,000 |
| Allowance for loan losses | 3,325,000 | 3,915,000 | 4,650,000 | 4,850,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,433,000 | 294,869,000 | 286,124,000 | 286,665,000 |
| Interest-bearing deposits | 222,571,000 | 230,951,000 | 223,097,000 | 219,720,000 |
| Noninterest-bearing deposits | 49,862,000 | 63,918,000 | 63,027,000 | 66,945,000 |
| Equity capital | 28,750,000 | 29,373,000 | 30,104,000 | 31,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,405,000 | 6,796,000 | 10,128,000 | 13,446,000 |
| Interest expense | 887,000 | 1,605,000 | 2,150,000 | 2,610,000 |
| Net interest income | 2,518,000 | 5,191,000 | 7,978,000 | 10,836,000 |
| Noninterest income | 1,774,000 | 4,101,000 | 6,831,000 | 10,379,000 |
| Noninterest expense | 3,175,000 | 6,577,000 | 10,313,000 | 14,755,000 |
| Provision for loan losses | 152,000 | 761,000 | 1,481,000 | 1,695,000 |
| Pretax income | 965,000 | 1,955,000 | 3,015,000 | 4,765,000 |
| Income tax | 192,000 | 394,000 | 563,000 | 955,000 |
| Net income | 773,000 | 1,561,000 | 2,452,000 | 3,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,750,000 | 29,373,000 | 30,104,000 | 31,217,000 |
| Total capital | 32,075,000 | 32,769,000 | 33,468,000 | 34,566,000 |
| Risk-weighted assets | 276,639,000 | 271,147,000 | 267,859,000 | 266,429,000 |