Call reports 2019
COMMUNITY FIRST NATIONAL BANK — 2019
What COMMUNITY FIRST NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 277,608,000 | 293,004,000 | 294,415,000 | 292,682,000 |
| Total loans | 249,762,000 | 261,357,000 | 258,543,000 | 262,483,000 |
| Allowance for loan losses | 2,750,000 | 2,830,000 | 3,015,000 | 3,175,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,892,000 | 264,487,000 | 264,657,000 | 262,421,000 |
| Interest-bearing deposits | 192,761,000 | 205,232,000 | 209,395,000 | 210,859,000 |
| Noninterest-bearing deposits | 57,131,000 | 59,255,000 | 55,262,000 | 51,562,000 |
| Equity capital | 26,006,000 | 26,713,000 | 27,452,000 | 28,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,290,000 | 6,726,000 | 10,278,000 | 13,768,000 |
| Interest expense | 835,000 | 1,765,000 | 2,790,000 | 3,730,000 |
| Net interest income | 2,455,000 | 4,961,000 | 7,488,000 | 10,038,000 |
| Noninterest income | 1,869,000 | 4,446,000 | 6,450,000 | 8,312,000 |
| Noninterest expense | 3,503,000 | 7,347,000 | 10,595,000 | 13,953,000 |
| Provision for loan losses | 299,000 | 521,000 | 711,000 | 887,000 |
| Pretax income | 522,000 | 1,539,000 | 2,632,000 | 3,510,000 |
| Income tax | 61,000 | 266,000 | 495,000 | 663,000 |
| Net income | 461,000 | 1,273,000 | 2,137,000 | 2,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,006,000 | 26,713,000 | 27,452,000 | 28,112,000 |
| Total capital | 28,756,000 | 29,543,000 | 30,467,000 | 31,287,000 |
| Risk-weighted assets | 254,485,000 | 266,695,000 | 270,712,000 | 274,462,000 |