Call reports 2018
COMMUNITY FIRST NATIONAL BANK — 2018
What COMMUNITY FIRST NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 253,322,000 | 262,476,000 | 266,066,000 | 282,714,000 |
| Total loans | 219,981,000 | 228,830,000 | 232,481,000 | 244,116,000 |
| Allowance for loan losses | 2,800,000 | 2,975,000 | 2,820,000 | 2,675,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,555,000 | 236,499,000 | 239,751,000 | 255,817,000 |
| Interest-bearing deposits | 178,210,000 | 180,070,000 | 181,858,000 | 191,685,000 |
| Noninterest-bearing deposits | 50,345,000 | 56,429,000 | 57,893,000 | 64,132,000 |
| Equity capital | 23,855,000 | 24,495,000 | 24,843,000 | 25,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,737,000 | 5,623,000 | 8,634,000 | 11,842,000 |
| Interest expense | 488,000 | 1,017,000 | 1,673,000 | 2,400,000 |
| Net interest income | 2,249,000 | 4,606,000 | 6,961,000 | 9,442,000 |
| Noninterest income | 2,039,000 | 4,384,000 | 6,554,000 | 8,841,000 |
| Noninterest expense | 3,841,000 | 7,560,000 | 11,443,000 | 15,017,000 |
| Provision for loan losses | 167,000 | 341,000 | 607,000 | 923,000 |
| Pretax income | 280,000 | 1,089,000 | 1,465,000 | 2,343,000 |
| Income tax | 42,000 | 210,000 | 239,000 | 415,000 |
| Net income | 238,000 | 879,000 | 1,226,000 | 1,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,855,000 | 24,495,000 | 24,843,000 | 25,545,000 |
| Total capital | 26,655,000 | 27,420,000 | 27,663,000 | 28,220,000 |
| Risk-weighted assets | 226,860,000 | 233,960,000 | 239,363,000 | 249,106,000 |