Call reports 2016
COMMUNITY FIRST NATIONAL BANK — 2016
What COMMUNITY FIRST NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 214,471,000 | 217,939,000 | 245,704,000 | 229,166,000 |
| Total loans | 189,130,000 | 202,414,000 | 197,128,000 | 199,412,000 |
| Allowance for loan losses | 2,133,000 | 2,285,000 | 2,450,000 | 2,623,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,952,000 | 196,457,000 | 223,269,000 | 206,786,000 |
| Interest-bearing deposits | 152,295,000 | 153,670,000 | 175,962,000 | 150,412,000 |
| Noninterest-bearing deposits | 41,657,000 | 42,787,000 | 47,307,000 | 56,374,000 |
| Equity capital | 19,637,000 | 20,407,000 | 21,217,000 | 21,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,119,000 | 4,420,000 | 6,804,000 | 9,140,000 |
| Interest expense | 342,000 | 681,000 | 1,058,000 | 1,438,000 |
| Net interest income | 1,777,000 | 3,739,000 | 5,746,000 | 7,702,000 |
| Noninterest income | 1,986,000 | 5,023,000 | 8,734,000 | 12,458,000 |
| Noninterest expense | 3,324,000 | 7,096,000 | 11,405,000 | 16,335,000 |
| Provision for loan losses | 91,000 | 264,000 | 449,000 | 627,000 |
| Pretax income | 348,000 | 1,402,000 | 2,626,000 | 3,198,000 |
| Income tax | 94,000 | 378,000 | 793,000 | 969,000 |
| Net income | 254,000 | 1,024,000 | 1,833,000 | 2,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,637,000 | 20,407,000 | 21,217,000 | 21,613,000 |
| Total capital | 21,762,000 | 22,677,000 | 23,479,000 | 23,926,000 |
| Risk-weighted assets | 170,024,000 | 181,542,000 | 180,781,000 | 184,760,000 |