Call reports 2014
COMMUNITY FIRST NATIONAL BANK — 2014
What COMMUNITY FIRST NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 164,666,000 | 167,309,000 | 178,051,000 | 187,860,000 |
| Total loans | 141,238,000 | 148,852,000 | 160,588,000 | 174,173,000 |
| Allowance for loan losses | 2,185,000 | 2,200,000 | 2,290,000 | 2,445,000 |
| Securities available for sale | 191,000 | 190,000 | 190,000 | 190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,274,000 | 149,758,000 | 160,113,000 | 167,891,000 |
| Interest-bearing deposits | 116,583,000 | 121,792,000 | 124,581,000 | 127,982,000 |
| Noninterest-bearing deposits | 30,691,000 | 27,966,000 | 35,532,000 | 39,909,000 |
| Equity capital | 16,798,000 | 16,861,000 | 17,098,000 | 17,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,833,000 | 3,709,000 | 5,659,000 | 7,739,000 |
| Interest expense | 219,000 | 440,000 | 666,000 | 899,000 |
| Net interest income | 1,614,000 | 3,269,000 | 4,993,000 | 6,840,000 |
| Noninterest income | 471,000 | 1,472,000 | 3,134,000 | 5,513,000 |
| Noninterest expense | 1,407,000 | 3,560,000 | 6,523,000 | 9,870,000 |
| Provision for loan losses | 54,000 | 150,000 | 239,000 | 408,000 |
| Pretax income | 624,000 | 1,031,000 | 1,365,000 | 2,075,000 |
| Income tax | 210,000 | 354,000 | 451,000 | 670,000 |
| Net income | 414,000 | 677,000 | 914,000 | 1,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,798,000 | 16,861,000 | 17,098,000 | 17,514,000 |
| Total capital | 18,371,000 | 18,509,000 | 18,855,000 | 19,411,000 |
| Risk-weighted assets | 125,150,000 | 131,227,000 | 139,948,000 | 151,151,000 |