Call reports 2012
COMMUNITY FIRST NATIONAL BANK — 2012
What COMMUNITY FIRST NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 158,401,000 | 155,354,000 | 156,395,000 | 157,742,000 |
| Total loans | 133,892,000 | 132,370,000 | 131,368,000 | 140,653,000 |
| Allowance for loan losses | 1,850,000 | 1,820,000 | 1,910,000 | 1,900,000 |
| Securities available for sale | 1,519,000 | 1,014,000 | 701,000 | 699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,842,000 | 140,271,000 | 140,762,000 | 141,951,000 |
| Interest-bearing deposits | 121,603,000 | 118,107,000 | 119,092,000 | 116,939,000 |
| Noninterest-bearing deposits | 22,239,000 | 22,164,000 | 21,670,000 | 25,012,000 |
| Equity capital | 14,060,000 | 14,587,000 | 15,028,000 | 15,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,947,000 | 3,899,000 | 5,740,000 | 7,589,000 |
| Interest expense | 349,000 | 671,000 | 974,000 | 1,254,000 |
| Net interest income | 1,598,000 | 3,228,000 | 4,766,000 | 6,335,000 |
| Noninterest income | 385,000 | 735,000 | 1,380,000 | 1,970,000 |
| Noninterest expense | 1,082,000 | 2,167,000 | 3,331,000 | 4,803,000 |
| Provision for loan losses | 168,000 | 337,000 | 531,000 | 762,000 |
| Pretax income | 733,000 | 1,459,000 | 2,284,000 | 2,740,000 |
| Income tax | 258,000 | 455,000 | 738,000 | 898,000 |
| Net income | 475,000 | 1,004,000 | 1,546,000 | 1,842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,060,000 | 14,587,000 | 15,028,000 | 15,224,000 |
| Total capital | 15,540,000 | 16,043,000 | 16,476,000 | 16,764,000 |
| Risk-weighted assets | 117,272,000 | 115,385,000 | 114,590,000 | 122,076,000 |