Call reports 2011
COMMUNITY FIRST NATIONAL BANK — 2011
What COMMUNITY FIRST NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 140,046,000 | 144,964,000 | 148,664,000 | 152,158,000 |
| Total loans | 121,092,000 | 123,255,000 | 126,783,000 | 134,756,000 |
| Allowance for loan losses | 1,670,000 | 1,685,000 | 1,675,000 | 1,800,000 |
| Securities available for sale | 0 | 0 | 1,000,000 | 1,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,154,000 | 131,752,000 | 134,834,000 | 138,094,000 |
| Interest-bearing deposits | 111,440,000 | 112,371,000 | 109,228,000 | 116,593,000 |
| Noninterest-bearing deposits | 15,714,000 | 19,381,000 | 25,606,000 | 21,501,000 |
| Equity capital | 12,260,000 | 12,703,000 | 13,196,000 | 13,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,777,000 | 3,593,000 | 5,450,000 | 7,384,000 |
| Interest expense | 403,000 | 795,000 | 1,191,000 | 1,564,000 |
| Net interest income | 1,374,000 | 2,798,000 | 4,259,000 | 5,820,000 |
| Noninterest income | 255,000 | 602,000 | 975,000 | 1,445,000 |
| Noninterest expense | 1,016,000 | 2,016,000 | 2,957,000 | 4,178,000 |
| Provision for loan losses | 96,000 | 178,000 | 308,000 | 529,000 |
| Pretax income | 517,000 | 1,206,000 | 1,969,000 | 2,558,000 |
| Income tax | 178,000 | 424,000 | 694,000 | 897,000 |
| Net income | 339,000 | 782,000 | 1,275,000 | 1,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,260,000 | 12,703,000 | 13,196,000 | 13,577,000 |
| Total capital | 13,636,000 | 14,082,000 | 14,600,000 | 15,072,000 |
| Risk-weighted assets | 109,053,000 | 109,235,000 | 111,252,000 | 118,514,000 |