Call reports 2025
FIRST IOWA STATE BANK — 2025
What FIRST IOWA STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 385,810,000 | 369,405,000 | 377,498,000 | 380,280,000 |
| Total loans | 263,374,000 | 269,372,000 | 276,497,000 | 283,221,000 |
| Allowance for loan losses | 4,138,000 | 4,242,000 | 4,677,000 | 5,279,000 |
| Securities available for sale | 96,629,000 | 85,398,000 | 85,076,000 | 82,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,822,000 | 331,012,000 | 340,022,000 | 340,331,000 |
| Interest-bearing deposits | 287,059,000 | 294,367,000 | 302,946,000 | 304,111,000 |
| Noninterest-bearing deposits | 55,763,000 | 36,645,000 | 37,076,000 | 36,220,000 |
| Equity capital | 28,840,000 | 31,010,000 | 31,672,000 | 30,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,301,000 | 10,751,000 | 16,363,000 | 22,074,000 |
| Interest expense | 1,416,000 | 2,793,000 | 4,167,000 | 5,445,000 |
| Net interest income | 3,885,000 | 7,958,000 | 12,196,000 | 16,629,000 |
| Noninterest income | 375,000 | 734,000 | 1,073,000 | 1,417,000 |
| Noninterest expense | 2,090,000 | 4,337,000 | 6,523,000 | 8,806,000 |
| Provision for loan losses | 55,000 | 310,000 | 735,000 | 1,335,000 |
| Pretax income | 2,115,000 | 3,441,000 | 5,407,000 | 7,090,000 |
| Income tax | 86,000 | 41,000 | 100,000 | 166,000 |
| Net income | 2,029,000 | 3,400,000 | 5,307,000 | 6,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,448,000 | 38,819,000 | 37,726,000 | 36,344,000 |